Children’s Future Planning
Child Plans secure the future of your children to make sure that they have a bright future and lead their lives comfortably.
DREAMIENS Customized Child Plans for a lifetime of opportunities
We create goal-based plans to secure the future of your child. Be it for their education, marriage, or just as an endowment fund, we create plans that suit your needs. Even in case of any unfortunate event, this can be done without interruptions if carefully planned. We suggest starting the fund immediately after the birth of your child so that it can grow over a longer term.
Funds that allow partial withdrawal are the best as they support the various phases of your child’s life such as college admissions, or weddings. As per your level of comfort, your money can be invested in equity funds, debt funds, or a combination of both.
Through smart investment, get back the Home loan amount including the interest!
By investing just 10% of your home loan EMI in an equity mutual fund scheme through SIP, it is possible to get back the entire home loan amount including the interest paid on the principal.
Child Savings Plan
This plan offers multiple benefits like life cover, maturity benefits, and tax benefits, all in one single policy.
Children’s ULIPS Plan
Here a part of your money is invested in a mix of equity and debt and the rest goes towards insuring your child’s future.
Lump-sum benefit
Your child will receive a lump-sum benefit in the event of your death within the policy term
No discontinuity
Post your death, the premium will be paid by the insurance company for the rest of the policy term.
Partial withdrawals
To meet the various milestones, partial withdrawal is possible subject to certain conditions.
Tax benefits
Children’s policies offer tax benefits under section 80C of the Income Tax Act.
Adding benefits
Most plans offer riders that offer added security and financial support.
Flexibility
Policyholders can choose the policy term, premium payment options, and frequency of payouts to suit their ability and requirements.
